Charge cards discover the charge card that fits your daily life

Charge cards discover the charge card that fits your daily life

Get the charge card that fits your lifetime

Make an application for your bank card online in minutes

Most of our charge cards provide you with Visa’s ® Zero Liability Policy Disclosure 1 1 The Visa ® Zero Liability Policy (starts in a brand new tab) covers US given cards and will not connect with specific commercial card deals or any deals maybe maybe maybe not processed by Visa. You need to inform BB&T instantly of every unauthorized use. For certain limitations, limitations along with other details, please consult with your cardholder contract., on the internet and mobile banking, alerts, chip card technology and much more.

Minimal APR bank card

Spend less by having to pay less interest because of the low percentage that is annual BB&T vibrant charge card

  • 0% introductory APR for 15 months on acquisitions and balance transfers Disclosure 2 2 BB&T vibrant APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is set month-to-month with the addition of 7.99-16.99 to Prime Rate. BB&T vibrant 12.74% to 21.74% APR (apr), BB&T Spectrum money Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74 to 23.74per cent APR are adjustable prices associated with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), additionally the WSJ Prime + 9.99% to 18.99per cent (BB&T range) considering credit rating. The Prime Rate utilized to find out your APR is really an adjustable price and is the best prime price posted in WSJ as of the very first time regarding the thirty days. WSJ Prime presently is 4.75% at the time of October 31, 2019.
  • Adjustable APRs which range from 12.74per cent to 21.74% afterwards Disclosure 2 2 BB&T vibrant APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is decided month-to-month by the addition of 7.99-16.99 to Prime speed. BB&T vibrant 12.74% to 21.74per cent APR (annual percentage rate), BB&T Spectrum money Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74% to 23.74per cent APR are variable prices linked with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), plus the WSJ Prime + 9.99% to 18.99per cent (BB&T range) considering credit rating. The Prime Rate utilized to find out your APR is an adjustable price and is the greatest prime price posted in WSJ as of the very first time associated with the thirty days. WSJ Prime presently is 4.75% at the time of 31, 2019 october.
  • No fee that is annual 3 3 Other charges may apply. Phone 800-476-4228 or see our charge card disclosures for costs that could use.

Money benefits bank card

Earn benefits for the items you purchase every time by having a BB&T Spectrum Cash Rewards bank card

  • Get 3% cash return on gas, 2% cash return on resources and food, and 1% cash return on all the qualified purchases Disclosure 4 4 there is certainly a cap that is monthlyvery first day’s four weeks through the final day’s four weeks) of $1,000 on invest at the bonus price mixture of 3% at fuel channels and 2% at grocery store/supermarkets and resources. When the $1,000 month-to-month invest restriction is reached, you may earn benefits of just onepercent for the people acquisitions., Disclosure 5 5 you may possibly make benefits on qualified acquisitions created using your bank card. Qualified acquisitions include any signature-based purchase, Web purchase, phone or mail-order purchase or automated bill repayment, excluding money advances, traveler’s checks, access checks,, cash purchases, money equivalents, costs, interest costs, credit insurance coverage, fraudulent deals, credits and returns (each a qualifying purchase).
  • Get 10% bonus money once you redeem rewards to your BB&T checking or savings account
  • Enjoy rewards that are flexible can use for money back, declaration credit, present cards and much more

Travel rewards bank card

Earn 2x kilometers on your travel acquisitions by having a BB&T Spectrum Travel Rewards bank card

  • Earn 2x kilometers on air/hotel/car rentals and 1x miles on all the other qualified purchases Disclosure 5 5 you might make benefits on qualified acquisitions made out of your charge card. Qualified purchases consist of any signature-based purchase, online purchase, phone or mail-order purchase or automated bill repayment, excluding cash advances, traveler’s checks, access checks, transfers of balance, cash requests, money equivalents, charges, interest costs, credit insurance, fraudulent deals, credits and returns (each a qualifying purchase).
  • Earn 20,000 bonus kilometers once you invest $2,000 in the 1st ninety days ($200 value)
  • Obtain an $85 credit for TSA Pre? ® or Global Entry Disclosure 6 6 Member is entitled to a declaration credit all the way to $50 each calendar 12 months on qualifying airline inc ($85) or worldwide Entry ($100) system. To qualify, a known user must utilize the BB&T Spectrum Travel Rewards charge card to pay for the program charge. For complete information on the TSA Pre? system, head to tsa.gov (opens in a fresh tab). For complete information on the international Entry system, get to globalentry.gov (starts in an innovative new tab). The TSA Pre? trademark is employed aided by the authorization associated with the United States Department of Homeland safety.
  • Make use of your yearly $50 flight incDisclosure 6 6 Member is entitled to mylol a declaration credit as much as $50 each calendar 12 months on qualifying flight inc ($85) or entry that is global$100) system. To qualify, user must utilize the BB&T Spectrum Travel Rewards bank card the applying charge. For complete details on the TSA Pre? program, go to tsa.gov (opens in an innovative new tab). For complete information on the Entry that is global program get to globalentry.gov (starts in a unique tab). The TSA Pre? trademark is employed utilizing the authorization associated with the United States Department of Homeland safety.

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