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Ames passes “No more payday loan shops” ordinance

A kudos that are big Ames Iowa CCI users for taking a stand for the Iowa they would like to see!

Due to their difficult work – conference with regards to town council users to create support for the ordinance to prevent payday loan providers from expanding in Ames – Ames passed exactly what seems like the absolute most restrictive ordinance on payday loan providers to date.This sets a good precedent for any other Iowa communities seeking to stop the wide range drain from payday loan providers.

Below is our pr release from the triumph:

Ames City Council passes many ordinance that is restrictive payday loan providers to date

Iowa CCI people hail passage, turn to other urban centers in lack of state legislation

Ames, IA – In an unanimous vote later Tuesday night, the Ames read the full info here City Council passed the most challenging, many restrictive ordinance on payday loan providers when you look at the state of Iowa, or even the country.

The ordinance, which makes use of a variety of zoning overlays and separation distances, efficiently bans any brand new payday loan provider from starting within Ames town limitations.

“I’m extremely pleased about this passage,” said CCI user Susie Petra of Ames. “Currently there aren’t any payday loan providers near the Iowa State campus and there won’t be using this ordinance. The very last thing students required were payday lenders establishing store nearby and driving them further into debt. with massive education loan debt”

Hawaii legislature, maybe perhaps not towns and cities, gets the authority to modify interest levels on pay day loans, which currently average just below 400% APR. Despite strong grassroots help for interest caps, the legislature has neglected to bring a bill towards the governor’s desk. This renders urban centers to handle the problem through zoning, with Iowa City next on the directory of towns poised to do this.

“We celebrate this victory today, but carry on pushing communities across the state to check out our lead,” added Jo Rod, another CCI member from Ames. “We are sick and tired of corporate supported payday loan providers profits that are putting greed ahead of individuals and need.”

Iowa CCI users continues to push for rate of interest caps during the state degree in next year’s session that is legislative. Until then, Iowa CCI vows to pursue all tools, including zoning ordinances, to suppress the abusive techniques of payday loan providers.

Resulting headlines:

  • Diverses Moines enter: New squelches that are zoning lenders in Ames
  • We additionally heard from several users which they heard the tale on Iowa Public Radio!

Get in on the battle

enthusiastic about replicating this in your community? E mail us today.

Find out more about our work to control lending that is payday Iowa right right here.

Chip in ten dollars or higher to helps us continue steadily to push for the economy that works for many.

perhaps Not yet a part? Join Iowa CCI today which help produce the Iowa you intend to see.

Think more cities must certanly be like Ames? Click LIKE or TWEET below to share with you the very good news!

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